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Post by speedy1 on May 21, 2019 21:22:14 GMT
Over a month since my motorbike got nicked by some work shy piece of shit
Still cycling 2 work! I was skinny 2 start with now I have 2 be extra careful in the shower 2 not fall down the plug hole!
Sent grovelling email 2 insurance company giving them access 2 my licence details
& explaining it was a genuine mistake not including my points on the insurance policy
Not heard anything!
Gotta chase it up on the phone!
I fucking hate talking on the phone!
I hate forms I'm not sure if I've sent everything I'm supposed 2
Aaarrrgh!
U psych ure self up & fill out a form & breathe a sigh of relief & then another 1 comes
Which company am I supposed 2 be dealing with? The broker or the insurance company
If I could read forms properly I wouldn't be in this mess in the first place!
How can u possibly concentrate on anything this boring???
Police r still shit!
Spoke 2 a friend that's a PCSO (fake copper)
It's not even been on the police briefing board!
So really want 2 ring up & ask WTF?
But I hate phones!!
So instead I'm just having a rant on here
Probably not the most useful or productive use of my time
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Post by Deleted on May 22, 2019 18:44:22 GMT
Gutted
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Post by speedy1 on Jun 11, 2019 16:49:01 GMT
Still battling with insurance company
I don't know how I've got into this situation but now not only have the twats voided my policy from inception
They've also put me on a database 2 warn other insurers about me
Really?? WTF?
How did I go from a victim of a crime 2 public enemy no. 1?
So not getting paid out & now probably can't get insurance when I get another bike
How did I get here?
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Post by speedy1 on Jun 11, 2019 21:53:53 GMT
Is it just me or do situations just snowball outta control 4 anyone else?
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Post by vagueandrandom on Jun 17, 2019 13:10:47 GMT
Oh yes. . .
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Post by speedy1 on Sept 3, 2019 19:31:43 GMT
First official warning at my latest job 2day
Gotta do a retraining or coaching thing (not sure exactly what they said I'd zoned out by then)
Is it bad that I'm kinda proud that I've been there nearly 8 months & this is only my first official bollocking?
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Post by Deleted on Sept 4, 2019 1:27:40 GMT
Well done!
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Post by speedy1 on Jan 1, 2020 21:52:34 GMT
Just as things were running smoothly
Haha I reckon we all start our disaster stories like that
Things running smoothly is just too boring 4 us
But really I don't think I actively set out looking 4 trouble it just seems 2 find me
This time I accidentally pulled out on a cyclist in the works van
I genuinely didn't think he got that close 2 me so I didn't stop or anything
He cycled down the road calling me every name under the sun at the top of his lungs
When I pulled over he had this proper self righteous tone with me
He was acting like he'd come within inches of certain death
So stupidly instead of saying sorry I didn't see u I tried explain my actions when I did notice him
As in I accelerated and moved over to the right so he had an escape route down my left if he so needed ( he didn't)
This infuriated him especially when I told him I'm a cyclist myself
Anyway he recorded it all including our conversation
He told me I wasn't gonna have a job or a license after Xmas
He's reported me to my managers and shown them the video
And he's told them he's going to report me 2 the police
obviously I shouldn't of pulled out on this guy and really didn't explain myself well
But really does he need 2 go out on a personal vendetta
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Post by Deleted on Jan 3, 2020 23:51:32 GMT
Brilliant!
I'd be very surprised if any bloke would ever actually report being *almost* clouted by some bird in a white van.
The piss taking would span the next decade. He'd probably never be taken seriously by anyone ever again.
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Post by speedy1 on Jan 7, 2020 20:27:47 GMT
Haha thx @boost but it's a red royal mail van with dints in every panel
Which tells u the standard of posties driving skills
Which makes me one of the better drivers as I only had a near clout
Anyway had no visit from police and RM not pursuing it ( the if in doubt don't pull out talk was enough)
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Post by speedy1 on Apr 1, 2020 20:55:33 GMT
Trying 2 fill out the form 2 the ombudsmen about my catastrophe of an insurance claim
I'm pretty sure that the deadline has passed by now
Does having ADHD and being exceptionally shit at filling out forms class as exceptional circumstances?
I still can't believe that I can't even get insured on my mums car
All because I missed 1 fucking tick box
How does having reading difficulties make me uninsurable?
I'm the fucking victim so why am I being punished!?
Here's what happened so far
My motorbike got stolen (I'd only had it 10 days)
I'd paid extra 2 have my insurance documents sent by post coz I'm not good with computers
Documents hadn't arrived by the weekend when I went 2 stay at my ex bosses house 2 look after her dogs
Bike got nicked reported it 2 insurance company a couple of days later when I got home
This was the first time I'd seen my insurance documents
Went through some questions 1 of which was have u had any points on ure license in the last 5 years
2 which I replied yes just the ones I declared on my insurance
2 which I was informed that no points had been declared
I had 12 points I told them all my points
I genuinely thought I'd declared them turns out that I had but on a different site but I'd gone with this 1 coz it was the cheapest.
Insurance company decided that they wouldn't of offered me insurance if they'd known about the points
Therefore my insurance was void from inception
Which meant that I didn't get paid out 4 my bike
AND they put me on a database 2 warn other insurers about me
Now I can't get insurance due 2 a genuine mistake
I complained 2 Ageas (insurance company) and explained it was a genuine mistake
All our correspondence was by Post until I declared 2 them that I have problems with computers
Then they sent everything via email that I can't open on my phone (coz my phone is crap)
I'm exhausted by it all
I got in trouble at work coz of it (coz I needed 2 go 2 citizens advice in work time)
I just don't understand why I'm being punished just coz I'm crap at reading on computers and I wasn't given chance/time 2 check 4 mistakes
Am I totally in the wrong here?
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Post by Deleted on Apr 6, 2020 14:19:57 GMT
I thought I was bad with 11 points Gutted for you. My initial reaction to your post is that the company are absolute shirkers who should be named and shamed. If I force myself to be objective, I suppose it could be argued that we know we're shit at boring forms and so we should always get help. Conversely, it's alarmingly trivial for any insurance company to pay the DVLA a few quid every month to do lookups on all new policies (probably bulk lookups too) and this would be a reasonable practice for any company that was observing accessibility guidelines for the cognitively impaired percentage of the population which is probably a moving target but likely to be at least 10% of the population. If they are not doing something like this then they are almost certainly taking money from some people that they fully expect to void the policies on, in the event of a claim. No claim? It's almost certainly not in their interests to highlight errors with the policy application because it might result in the termination of a policy and at the very least, a pro rata refund. This is the bread and butter of any actuary / underwriter, I imagine? I can barely count my digits but it strikes me this is basic statistics. It could be argued that they've knowingly defrauded YOU! I think a bunch of us should band together, chip in some cash, so we can share some sort of personal assistant. Maybe we could get the state to fund it on the premise we will be of higher value to society?
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Post by speedy1 on Apr 6, 2020 20:49:32 GMT
@boost that is a genius idea we need a personal assistant
So far my crapness with forms has landed me in court (although that actually did me a favour)
It's led 2 a trial being held in my absence coz I didn't get it in in time
And now it's cost me £4400 for my bike and also made me uninsurable
how and why the fuck does being shit at forms cause so much trouble
How we gonna word the advert 4 our personal assistant?
My general rant 4 2day is that everything is pissing me off
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Post by speedy1 on Feb 5, 2021 17:45:25 GMT
I can't believe how much I've monopolized this thread
Seriously dudes there can't just be me that gets pissed off at the world?!?
Anyway here's what's pissing me off 2day (sorry it's pretty much a continuation of the insurance form saga)...
Why is it that if u have points u don't have 2 declare after 5 years
Same if u r done 4 drink driving (I think)
Same if u've had an accident
But if u miss 1 fucking tick on a form I have 2 declare that 4 the rest of my driving life?
What the fuck has that got 2 do with my ability 2 drive??
And why can't I get insurance coz of it?
I really don't c how the punishment fits the crime
Fucking insurance wankers!!
Basically we heard from the ombudsmen yesterday so I'm angry again
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