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Post by Deleted on Jan 15, 2018 19:59:26 GMT
Why is it so hard to get credit?
I once got refused credit for a mobile phone contract. Seriously?
Pretty much every finance agreement I've ever touched has been referred. Doesn't seem to matter if my bank account is brimming or empty.
Recently got refused a business loan for something that will generate profit immediately and likely ROI inside 12 months. DENIED.
WTAF?!
I assume it's my address history? I've moved quite a few times. I've no real idea what dates I lived where so I do my best to guess. Who gives a shit where I lived 3 years ago anyway?
Clearly, this must mean I'm a super dodgy cunt who can't be trusted with a fiver.
ADHDers are kinda key to Brexit being a success. Brexit will ONLY work if people like us are allowed to finance their independence. If this doesn't happen, I'm having difficulty imagining how the country is going to unfuck itself from decades of outsourced accountability?
"You only get one shot, do not miss your chance to blow!"
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Post by Old Vagabond on Jan 15, 2018 20:16:28 GMT
It's easy. In order to get credit, you need a good credit score, and to get a good credit score you need to have had credit.
No, it doesn't make sense to me either.
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Post by Deleted on Feb 13, 2018 11:28:02 GMT
I welcome input / critique on all my posts
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Post by vickymeyer on Jun 3, 2021 8:08:57 GMT
Banks and other lenders are reluctant to make new loans at this time. It is just too dangerous for them. As a result, they are now behaving cautiously and targeting just a small portion of the population as their chosen consumer group. However, if you require an emergency fund, online loan is a good choose.
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Post by speedy1 on Jun 5, 2021 18:26:38 GMT
Yeah I’ve never managed 2 get credit 4 anything either
When I bought the lease on my old pub I went 2 the bank 2 get a loan bearing in mind it was my second pub and my first 1 was a success
Big fat F U from the bank my mum and dad ended up remortgaging their house 2 lend me the money
Unfortunately the bank was right and 5 years down the road I went bankrupt but there were some exceptional circumstances involved in that
I mean the paperwork side was all my fault but it wasn’t my fault that my accountant died or that my chef/boyfriend got cancer and couldn’t work
Or that my dad who did all my invoices for me died or that my uncle got terminal cancer and my priorities shifted from being totally obsessed with my business 2 wanting 2 look after my mum and uncle
Wow sorry don’t no how that turned into a sob story probably some suppressed emotions trying 2 escape I’ll squish that lid back on
I’ve never had a credit card in my life the closest I came 2 one was a store card 4 top shop coz u got a discount
I used it once got the discount 4got 2 go pay it off spent more in penalties that I got 4 the discount
I’ve no chance of ever getting a credit score I imagine if my name ever went into a credit check there’d be a flashing red siren saying warning warning do not touch with barge pole
So what was your business plan @boost or r u keeping that millionaire maker plan 2 yourself
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Post by Deleted on Jun 8, 2021 21:12:10 GMT
It was for a crypto farm. The 'market' crashed about 5 minutes after that post I later fantasized about wind-powered crypto farms (I live on the coast), then a wind-powered crypto unit in every home powering the central heating and finally crypto-compute-sponsored UBI where the state would pay you for your hash power.
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