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Post by adamv on Nov 7, 2011 20:01:21 GMT
Ok, This is a sore subject I am aware, I am going to start off by saying I am not a money grabber/Tax dodger etc etc , When I finished school I got a job and went to college and have had a job since, But I have lost jobs and I have had to cut down my working hours due to sometimes getting a little overwhelmed or because lack of sleep (trying to sleep when you fidgeting and on Ritalin is not to easy). In my current job I work as a care assistant and I care for the elderly with mental health issues (ironic right!). This job is very stressful I work 12h shifts and its night work only. I cannot change my working hours or cut them down. Working 4 - 5 days a week for me is not possible I tried this for a year and I ended up getting depressed, trouble sleeping, being overwhelmed, frustrated, stressed had to keep having time off etc etc. I managed to work my finances out (with help from friends, family) and my girlfriend moved in with me. This allowed me to cut my working hours down to 3 nights a week and I was able to get set shifts. The problem is I am really starting to struggle at the moment. I have a child on the way (Will be here 6 weeks maximum!) and my girlfriend is on maternity leave. This leaves out incoming cash low, very low so much so that we are getting help from parents for food, heating bills. Now I do suffer from ADHD and I have done all my life I was diagnosed at an early age, I am currently seeking help and seeing a physiologist, doctor, consultant and I am taking Ritalin. I want to work, I want to set a good example for my child when he arrives. I enjoy getting out and working (I like the scene of achievement). But working for minimum wage is more trouble than its worth it just doesn't pay enough. It's not like I spend money on stupid things, I dont even have a TV and I dont go out or anything like that all my money is spent on rent, tax, food, water, heating, internet access and still I never seam to have enough. If I worked more clearly I would but I just can't, this is not possible even working 3 shifts a week is like torch-er but I need to do it to pay the bills I dont want to end up homeless again. ADHD does effect my ability to work, Trying to get to sleep at night, hyperfocus while at work, getting bored easy, the list could go on for pages but i will spare you. I cant see how its fair if we can't claim anything if on a low wage, We have higher insurance premiums (sometimes), issues with loans / mortgages so we cant get the same deals as people without ADHD and we are more likely to loose a job and have more days off/show up late etc etc. Surly there has to be something to help us. Is there anything you can claim if you have ADHD? I have heard people talking about ESA (employment support allowance) and DLA (Disability living allowance). According to the DVLA, Doctors, Physiologist, insurance company, banks I am disabled due to ADHD so surly we can get some help, I just dont no what and how to. Also just have to say while writing the above I burnt my food that I had to work 30mins for if I didn't have ADHD would that have happened, would I have wasted money on something I was going to burn? I think not if you get offered help or a chance of help then take it.
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Post by kakema on Nov 7, 2011 20:27:55 GMT
I know it's a bit of a tangent, but...trouble getting a mortgage oao ADHD? How? I've worked in banking and am not aware of mental health being used as a factor in lending policies.
You might pay a bit more for insurance, particularly if you had another risk factor like excess alco consumption, but I don't buy the lending point.
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Post by adamv on Nov 7, 2011 20:41:47 GMT
It's just stuff I have been told, Go fill out a car insurance thing on moneysupermarket or something chances are no one will provide you anything, last time I checked that was the case. Even the insurance company i was with didn't want to know! If you have restrictions put on your driving licence your insurance will go up with most car insurance company's anyway. Such restrictions like having to have a medical every year or so. Issuing loans and insurance is all about "risk" if your are more risk of an accident or loosing a job and not being able the pay, then the premiums go up. Makes scene to me Most people who take out a large moan or mortgage or car insurance dont tell the DVLA so this could be why you have not heard of it, but its defiantly something that happens. If i was going to loan money or take a risk on 2 people and one of them was more likely to cost me money than the other, I would charge the person who could more likely cost me more.. well more money... I know this is not always the case and ADHD can be a positive thing but the good old hyperactive kid stigma still floats about as do all the "study" that say we are crap in relationships, crap with money and crap at holding a job down. It might be worth saying actually, when I was younger my parents used to be able to claim some money for me, and I got given a laptop and stuff for school. Having ADHD is not cheap, Extra costs, Extra food costs (because you keep burning food every-time you cook it >.<), find it hard to stay in work and the cost of loosing a job, being crap with money, medication costs. Ever went into hyperfocus before work and forgot the time and showed up hours late? I have..... Not many plus sides of ADHD really when it comes to money / claiming something or driving. UPDATE:Looks like its possible to claim DLA. Take a read of this: www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/Disabledpeople/DG_10011816Care part of DLA: " - need help with things such as washing, dressing, eating, getting to and using the toilet, or communicating your needs
- need supervision to avoid you putting yourself or others in substantial danger
- need someone with you when you are on dialysis
- be unable to prepare a cooked main meal for yourself (if you have the ingredients), if you are aged 16 or over
" Well #1 You could say Communicating, we can have issues. #2 You could say yes (depending on your tolerance to not kick off but I guess you could play on it) #3 Well every-time I go shopping I always end up buying crap I dont need, or forgetting the most important things, i.e paying the bills, getting milk/bread. I normally end up relying on others heavily to deal with finical stuff, like i give my girlfriend my credit card and I never use it because if I did have it I would spend all the cash on it within 1h being impulsive is a bitch. #4 Well I can cook a meal, but it will be burnt! Normally I end up eating microwave meals. By a cooked meal they really mean a cooked meal, not just something you chuck in the microwave or boil in a bag or pizza out of a box. And for DLA for yourself.. well read this. " Lowest rate If you need help for some of the day or you are unable to prepare a cooked main meal." I would say nearly all of us would be able to go for that one. Possibly if you look at this one "Highest rate If you need help or supervision frequently throughout the day and during the night.
You can get Disability Living Allowance for your care needs even if no one is actually giving you the care you need, even if you live alone."You could get away with saying you need someone with you, to stop you doing stupid crap and to help you cook and things if you get up during the night. Now look at the mobility.. "you are severely mentally impaired with severe behavioural problems and qualify for the highest rate of care component"Only if you can blag the higher rate above then you could go for this one for sure! Conclusion: If you word your application correctly you can probably get DLA (care) for someone who is living with you. You can most likely get the lower rate at least for yourself. Even this would work out about £40 - £80 a month and a massive help if on a low income.
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Post by kakema on Nov 7, 2011 22:00:01 GMT
It's just stuff I have been told, Go fill out a car insurance thing on moneysupermarket or something chances are no one will provide you anything, last time I checked that was the case. Even the insurance company i was with didn't want to know! If you have restrictions put on your driving licence your insurance will go up with most car insurance company's anyway. Such restrictions like having to have a medical every year or so. Issuing loans and insurance is all about "risk" if your are more risk of an accident or loosing a job and not being able the pay, then the premiums go up. Makes scene to me Most people who take out a large moan or mortgage or car insurance dont tell the DVLA so this could be why you have not heard of it, but its defiantly something that happens. If i was going to loan money or take a risk on 2 people and one of them was more likely to cost me money than the other, I would charge the person who could more likely cost me more.. well more money... I know this is not always the case and ADHD can be a positive thing but the good old hyperactive kid stigma still floats about as do all the "study" that say we are crap in relationships, crap with money and crap at holding a job down. Life/critical illness insurance will very likely cost more if you have mental health issues because actuaries will have stats that show you carry a higher suicide risk. Not sure if it's priced into car insurance. There maybe a general catch-all declaration (eg 'do you have any health issues that could affect your driving?') that would sweep it up. But there are loads of reasons why insurers will reject your risk - almost impossible, if you declare other things, to know that it was the ADHD that was the sole reason. And I'd be amazed if an insurer turned down the risk outright on the basis of ADHD alone - it takes a bit more than that to trigger a decline decision. More likely, as I say, that you'd pay eg 50% more premium. But I've never seen a loan app that asks for a MH disclosure. It's not seen by the statisticians as a factor that correlates to default risk as strongly as, for example, time at address or a lousy repayment record etc. I really think that it's scaremongering to suggest otherwise. One of the quieter members, Hugh, did some FOI work on the number of ADHDers who'd had any endorsement of their licences after disclosing. IIRC, the majority get their licences back unmarked.
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Post by Deleted on Nov 7, 2011 22:05:03 GMT
DLA is judged quite strictly and burning the odd meal doesn't qualify you.
The coulds and mights all seem logical but the reality of DLA is that it's pretty tough to claim unless you actually need your hand holding to get dressed or make a cup of tea.
ESA is a different kettle of fish and can be claimed if you're too ill/disabled to work either temporarily or permanently. You need to be seen by a DWP doctor who will write a report on your condition.
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Post by adamv on Nov 7, 2011 22:24:48 GMT
Cheers for the reply, I will give it a try and apply anyway as I have nothing to loose (If I can only gain and not loose from something then I will always at least try it... Nothing to loose right!) As for ADHD and car insurance, a few studies have been done/are being done you can view "Agendas" brought up at the meetings the DVLA medical team has. Some of these are about ADHD and its effects on driving. Example getting agitated while driving i.e road rage, the possibility of loosing focus or going into hyperfocus can cause you to miss things and make an accident happen. You also have issues like fiddling with the radio while driving or looking at that hot bird over the road and stuff (easily distracted.. But tbh most people even without ADHD will get distracted from time to time, we are just more prone I guess.) Then you also have the effects of medication. Not all people with ADHD are on MPH and not all are stable enough to drive. This is what makes the DVLA place some restrictions. (Even if its just a case of a simple renew, they get back to you within 30 days and you do it every 3 years restriction) The DVLA see no difference in drugs prescribed or illegal its all the same to them and the police when driving. I was having a long talk about this with my psychologist who I contacted today about the DVLA as I have just made them aware and I am awaiting a response. (she doesn't know me to well, just wanted to make sure she knew they would contact her and asked if she needed any information on me to make the whole process quicker.) Also Tesco my car insurer had told me my insurance wont go up currently as I have no restrictions on my licence, but if I do get a restriction from the DVLA then it could go up but they didn't say by how much. As for DLA being tuff.. tell that to the "disabled lady with a blue badge" over the road who I have seen carrying sofa's and chairs to her car by herself Plenty of people skank DLA its easy they dont even ask for a medical assessment most of the time, you can just make it up. With mental disability's even more so, how can they prove your not? You can most defiantly claim for depression. I know people who say they want to kill themselves and dont work, get there rent, tax and everything paid and claim DLA for themselves and the partner claims care allowance. Yet they are both fine and actually more able/stable than I am (in fact there monthly income is grate than mine in a 36h per week job) as they claim for kids they have also :/. DLA is a joke at the moment.
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Post by kakema on Nov 8, 2011 0:16:25 GMT
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Post by Mouse on Nov 8, 2011 6:55:19 GMT
As for ADHD and car insurance, a few studies have been done/are being done you can view "Agendas" brought up at the meetings the DVLA medical team has...
I'd like to see these - can you post a link so that we can view them?
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Post by adamv on Nov 8, 2011 7:16:15 GMT
Here is one: www.ncbi.nlm.nih.gov/pmc/articles/PMC2277254/or www.ncbi.nlm.nih.gov/sites/entrez?Db=pubmed&Cmd=Retrieve&list_uids=16968625&dopt=abstractplusHere is another: www.dsaadi.com/keyword-Does-Your-ADHD-Impact-Your-Driving-Abilities-102Also here is another: www.sciencedaily.com/releases/2008/11/081103160841.htmHere is one about MPH and driving. www.russellbarkley.org/images/Ritalin%20and%20Driving%20Study.pdfHave a video also: Enjoy. I cba to go find them all there are a crap load. It looks like the good old stigma of ADHD doesn't stop in the classroom . Most studys just label "worse case" as the "average person with AHDH" Anyway check some of them out they are good reads. Also the link given above by the other user to the DVLA and driving restrictions / revoking of a licence just proves they really do think about it, people have clearly had driving licence's taken from them or restrictions applied even if this is a small amount. They would not be able to do this without any evidence they are less capable than someone else. Study s have to have been done. Things like this is why our insurance and "risk factor" goes up so loans and stuff are more expensive. I guess not all insurance company/banks have or used this info for whatever reason it maybe its not widely available i dono. But my advice if any would be shop around insurance company's and stuff to try find one who wont put your price up. As Adult ADHD becomes more well known and recognised by insurance company's and banks, i am sure we will start seeing a rise in our outgoing compared so someone without it. This is the price to pay for getting it more recognised. Outgoes will go up, and we get nothing to compensate. It stands to good reason that soon (if not already) there will be some financial help for us if this "putting up the price" thing becomes popular. Or least I hope so, as its not fair a person without ADHD has more free cash to spend / live on than someone with ADHD.
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Post by adamv on Nov 20, 2011 3:12:32 GMT
Just a slight update, We should be all able to claim Employment and Support Allowance depending on how bad your ADHD is and how much it effects you. For me it effects the time, duration and how many days I can work along with other things at home. This allowance works in different ways I would personally be using it as a top-up to compensate for the loss off time i can work for due to my ADHD without ADHD i think i could work more than i do now but for my sanity i don't. Remember you cant work more than 16'hs (this means i will have to drop a shift or 2 but if my mental health improved and i get paid around the same its a bonus!) Details about working and claiming here: www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/Illorinjured/DG_171909Checkout this link for more details: www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/Illorinjured/DG_172012Here is the questionnaire thing you get given. (your be shocked by just how much applies to you on this.) www.direct.gov.uk/prod_consum_dg/groups/dg_digitalassets/@dg/@en/@money/documents/digitalasset/dg_195544.pdfThis line explains it all really "You can get employment and support allowance (ESA) if your ability to work is limited by ill health or disability." Well I don't know about you guys but ADHD sure effects my ability to work The best way to-do this guys is to go to your local CAB or CAB disability meetings if you have any in your area that is, They can help you with the forms and if your rejected then appeal and have that rejected they will inform welfare right on your behalf and if needed arrearage a tribunal hearing to get the issue resolved. (apparently this normally is always in your favour as the assessors often give you less points than you qualify for, more about this below.) The CAB normally have someone trained to deal with disability's and this kind of request (they do in my area anyway). You need to score 10 points apparently on some list the assessor has who will come out and see or speak to you. You should easily be able to score over 10. This is an outdated list of questions the assessor will look for or seak from 2005 that applies to most people with ADHD. (this is not all the questions only the ones relevant to ADHD) 15. Completion of tasks. a) Cannot answer the telephone and reliably take a message. 2 pointsb) Often sits for hours doing nothing. 2 pointsc) Cannot concentrate to read a magazine article or follow a radio or television programme. 1 pointd) Cannot use a telephone book or other directory to find a number. 1 pointe) Mental condition prevents him from undertaking leisure activities previously enjoyed. 1 pointf) Overlooks or forgets the risk posed by domestic appliances or other common hazards due to poor concentration. 1 pointg) Agitation, confusion or forgetfulness has resulted in potentially dangerous accidents in the last 3 months. 1 pointh) Concentration can only be sustained by prompting. 1 point
16. Daily living a) Needs encouragement to get up and dress. 2 pointsb) Needs alcohol before midday. 2 pointsc) Is frequently distressed at some time of the day due to fluctuation of mood. 1 pointd) Does not care about his appearance and living conditions. 1 pointe) Sleep problems interfere with his daytime activities. 1 point17. Coping with pressure a) Mental stress was a factor in making him stop work. 2 pointsb) Frequently feel scared or panicky for no obvious reason. 2 pointsc) Avoids carrying out routine activities because he is convinced they will prove too tiring or stressful. 1 pointd) Is unable to cope with changes in daily routine. 1 pointe) Frequently finds there are so many things to do that he gives up because of fatigue, apathy or disinterest. 1 pointf) Is scared or anxious that work would bring back or worsen his illness. 1 point18. Interaction with other people. a) Cannot look after himself without help from others. 2 pointsb) Gets upset by ordinary events and it results in disruptive behavioural problems. 2 pointsc) Mental problems impair ability to communicate with other people. 2 pointsd) Gets irritated by things that would not have bothered him before he became ill. 1 pointe) Prefers to be left alone for 6 hours or more each day. 1 pointf) Is too frightened to go out alone. 1 pointDoing some research into ESA and the assessors normally give you less points than you qualify for, normally an appeal resolves this via a reassessment and a doctors report. In rare cases you could end up in a tribunal and it will be yours and your doctors/specialists word against the assessors and your likely win and get the benefit anyway. Anyway check it out and enjoy the extra £50 - £100 a week I guess. About time we get something for a disability rather than stuff just being taken away heh remember the catch is you can only earn so much while claiming and work so much! This benefit would mean for me personally that I could work less, spend less on child care when baby is here and it would be grate for my mental/physical health as I could cut down the stress/problems work brings. (at the moment i can only work nights due to sleep pattern and can only work so many hours because I end up having a breakdown..) Also this might sound crazy but you could be better off not working at all! Yes that's right not going to work and getting more money.. How and why? Simple Minimum wage/cost to travel to work + hours worked could be less than your get on benefits. Example of my own circumstances: I work 33hs a week paid @ 6.30 ph over 1 month that = £831.60 after tax/NI its about £750 income I take home. My Rent = £280 My Council Tax = £101. If I was to go on job seekers allowance that would = £67 a week or £272 a month but they would also pay my rent in full and tax and I could also claim child credit of £20 a week adding a further £80 to income. So net income on benefits would be £733 that's only £17 less than when i am working! Factor in I work 2 miles from home and fuel costs and the cost of Tax, Insurance, car maintenance etc etc. I would be so much better off not working at all crazy heh. Work = less money Not work = more money But you need to factor in your partners wages and saving you have, also you will most likely get ESA as described above when your working and when your not working but if your not working your get more! Your best off talking to the job centre about this as they have a "am I better off not working" calculator apparently lol. Dont take my word about the above as your be better off just do the calculations and see or seek advice before hand. But I am almost 100% sure if your single and on minimum wage and work under 35hs a week then your be better off out of work and sitting on your ass at home. Oh DLA is possible at lower rate also if you can claim things like your unsafe to cook because you could leave the gas on. (ask the cab for advice here this benefit can be hell to claim apparently) Some people might disagree with allot I am saying here on moral grounds but to be honest that's your opinion and this is mine. If someone offers me more money for free then I will take it. It's very clear to me that some people with ADHD has higher outgoing / lower incomings than someone without ADHD. Go milk every penny you can!
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Post by Mouse on Nov 20, 2011 9:29:59 GMT
Well don't do anything impulsive like giving up your job for the time being as I understand there is probably going to be a benefits shakeup next year and I doubt it will be an improvement on the current offering.
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Post by Plumber0 on Nov 20, 2011 9:41:15 GMT
Oh dear... Is this for real?! Next youre gonna tell me that ADHD causes fraud.
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Post by Deleted on Nov 20, 2011 9:57:00 GMT
Nah - fraud is an equal opportunities employer ESA is going to be changed next year - there will be two groups. Those who are temporarily too sick to work. This will be changed to a time limited benefit. Those that are too sick too work on a permanent basis. So using ESA as a top up is not going to be viable long term - working while on it is a precursor to entering mainstream employment. Holding down a job when you try to claim it is pretty much guaranteed to result in a failed claim.
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Post by boo on Nov 20, 2011 13:49:12 GMT
Ok, This is a sore subject I am aware, I am going to start off by saying I am not a money grabber/Tax dodger etc etc Some people might disagree with allot I am saying here on moral grounds but to be honest that's your opinion and this is mine. If someone offers me more money for free then I will take it Go milk every penny you can! You’re right! some people might disagree. It is people milking the system that cause these shake ups and make people that are without doubt in need of this help, jump though hoops to get it. I would like to think you just haven’t worded this very well………. And that you feel you do actually qualify, not that with a few lies and exaggerations, you too would be able to "skank" the system
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Post by Deleted on Nov 20, 2011 14:21:56 GMT
It's just stuff I have been told, Go fill out a car insurance thing on moneysupermarket or something chances are no one will provide you anything, last time I checked that was the case. Even the insurance company i was with didn't want to know! UPDATE:do wot?? i have no problem what so ever getting car or home insurance on those websites. how strange...
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Post by Deleted on Nov 20, 2011 14:30:52 GMT
Care part of DLA: " - need help with things such as washing, dressing, eating, getting to and using the toilet, or communicating your needs
- need supervision to avoid you putting yourself or others in substantial danger
- need someone with you when you are on dialysis
- be unable to prepare a cooked main meal for yourself (if you have the ingredients), if you are aged 16 or over
" Well #1 You could say Communicating, we can have issues. #2 You could say yes (depending on your tolerance to not kick off but I guess you could play on it) #3 Well every-time I go shopping I always end up buying crap I dont need, or forgetting the most important things, i.e paying the bills, getting milk/bread. I normally end up relying on others heavily to deal with finical stuff, like i give my girlfriend my credit card and I never use it because if I did have it I would spend all the cash on it within 1h being impulsive is a bitch. #4 Well I can cook a meal, but it will be burnt! Normally I end up eating microwave meals. By a cooked meal they really mean a cooked meal, not just something you chuck in the microwave or boil in a bag or pizza out of a box. And for DLA for yourself.. well read this. " Lowest rate If you need help for some of the day or you are unable to prepare a cooked main meal." I would say nearly all of us would be able to go for that one. Possibly if you look at this one "Highest rate If you need help or supervision frequently throughout the day and during the night.
You can get Disability Living Allowance for your care needs even if no one is actually giving you the care you need, even if you live alone."You could get away with saying you need someone with you, to stop you doing stupid crap and to help you cook and things if you get up during the night. Now look at the mobility.. "you are severely mentally impaired with severe behavioural problems and qualify for the highest rate of care component"Only if you can blag the higher rate above then you could go for this one for sure! Conclusion: If you word your application correctly you can probably get DLA (care) for someone who is living with you. You can most likely get the lower rate at least for yourself. Even this would work out about £40 - £80 a month and a massive help if on a low income.Not being funny, but you are taking the piss!!! wtf I work as a care nurse in the community and I do all of the above for people who REALLY need it. You are making excuses and you need to snap out of it and get yourself together. There are so many people that seriously need my help every day that have social services take their care away because there isn't enough funding for them for all the twats taking advantage and maneuvering/manipulating the system to fit their 'needs/wants' aka milking it for the laziness. the amount of clients i have that milk the shit out of us and take the bloody piss having us wait on them hand and foot when they are perfectly well capable of doin it themselves as they have no problem going out, cooking when we're not there and making a bloody mess of the place so we can pick up after them and bring them cups of tea whilst they piss about!!! meanwhile the poor blind woman down the road with no children and no family can't get anyone in to do her lunch for her or sort out her medication so she can get to it 4 times a day... so she just sits in a wet soiled pad, eats biscuits and has a flask of tea because she can't get to her kitchen and make it herself or get to the toilet in time. fuck off
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Post by Deleted on Nov 20, 2011 14:39:07 GMT
As for DLA being tuff.. tell that to the "disabled lady with a blue badge" over the road who I have seen carrying sofa's and chairs to her car by herself Plenty of people skank DLA its easy they dont even ask for a medical assessment most of the time, you can just make it up. With mental disability's even more so, how can they prove your not? You can most defiantly claim for depression. What the hell is wrong with you??? That doesn't make it OK!@!@@!£@@£@£$£$$£@!!!!!! you should be reporting her if she is abusing the rules. however, she may have MS and may have her good days and bad days. People with MS can spend a whole day perfectly fine and then the next not be able to feel their hands or walk 20ft. don't judge if you don't know for sure and sure as hell don't cheat the system it's there for a reason and if people like you abuse it people who do need it won't have it or lose it. I don't see you giving up your internet usage to try and be more focused... I'm sure there are other sacrifices and priorities you need to get in order first. you have really made my blood boil btw...
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Post by Deleted on Nov 20, 2011 14:43:12 GMT
Oh dear... Is this for real?! Next youre gonna tell me that ADHD causes fraud. -hit the nail on the head- 10 points-adam v needs to grow up and stop making excuses being a cheating skank(his words) - 10 points
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Post by Deleted on Nov 20, 2011 14:45:45 GMT
Ok, This is a sore subject I am aware, I am going to start off by saying I am not a money grabber/Tax dodger etc etc Go milk every penny you can! You’re right! some people might disagree. It is people milking the system that cause these shake ups and make people that are without doubt in need of this help, jump though hoops to get it. I would like to think you just haven’t worded this very well………. And that you feel you do actually qualify, not that with a few lies and exaggerations, you too would be able to "skank" the system I'm glad someone here has some tact... i however. don't sorry...
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Post by kakema on Nov 20, 2011 17:06:20 GMT
Some people might disagree with allot I am saying here on moral grounds but to be honest that's your opinion and this is mine. If someone offers me more money for free then I will take it. It's very clear to me that some people with ADHD has higher outgoing / lower incomings than someone without ADHD. Go milk every penny you can! Actually, kameel, I'm with you on this, tactful or no. I don't like your posts, adamv. Behaving the way you describe can give sufferers of mental disabilities a bad name. Benefit money is not 'free' money. It is my money, actually, money I've earnt and given over in tax to be redistributed to people who need it more than I do. People like me, disabled or not, do our bit and cough up so that society can have a better balance. But people who take benefits when they don't need them - when they could get by without - aren't taking from me. They're taking from those who do need the money. Like the poor old soul kameel mentioned. Like people who need access to ADHD dx and treatment. People like so many of the members of this forum. The welfare system isn't a bottomless pit; it's a pot that has to be shared fairly. Don't take more than you need; and put in what you can. It's a better way to live. But kameel - don't let your bp get too high. Karma will deal with the rest.
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Post by boo on Nov 20, 2011 17:16:39 GMT
I'm glad someone here has some tact... i however. don't sorry... kameel, i gotta say it was a very diluted version to how it started! which in actual fact was very much like yours ...... think its safe to say you may have pissed a few people off touched a nerve here adamv!
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Post by Deleted on Nov 20, 2011 17:24:05 GMT
Some people might disagree with allot I am saying here on moral grounds but to be honest that's your opinion and this is mine. If someone offers me more money for free then I will take it. It's very clear to me that some people with ADHD has higher outgoing / lower incomings than someone without ADHD. Go milk every penny you can! Actually, kameel, I'm with you on this, tactful or no. I don't like your posts, adamv. Behaving the way you describe can give sufferers of mental disabilities a bad name. Benefit money is not 'free' money. It is my money, actually, money I've earnt and given over in tax to be redistributed to people who need it more than I do. People like me, disabled or not, do our bit and cough up so that society can have a better balance. But people who take benefits when they don't need them - when they could get by without - aren't taking from me. They're taking from those who do need the money. Like the poor old soul kameel mentioned. Like people who need access to ADHD dx and treatment. People like so many of the members of this forum. The welfare system isn't a bottomless pit; it's a pot that has to be shared fairly. Don't take more than you need; and put in what you can. It's a better way to live. But kameel - don't let your bp get too high. Karma will deal with the rest. I'm still boiling 4.5hrs later mate!!!!! I live and breathe the care for the people that NEED that money and support not just WANT it. it's not for people that WANT, it's for people that NEED. Otherwise it's benefit fraud my dear and honestly, I'm rather tempted to contact the admin and have your IP reported if you carry on.
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Post by adamv on Nov 20, 2011 17:30:03 GMT
Probably have, but mostly down to my wording of things (being dyslexic is a bitch).
Anyway in short what I am trying to-do is work less because of the stress work causes me by stress I mean I have breakdowns, suffer from extreme fatigue, have huge issues sleeping and it really does effect me in a rather nasty way so much so I used to work 5 nights a week and was told to stop working by my doctor. This I could not do as I still needed to pay my bills, my work was cut down to 3 shifts instead. (now I made that choice to work)
By claiming ESA I would still work, just it would be less thus improving my mental health. It would also mean I would get more money for working less this is just a bonus not something I intended to happen. (and I must stress that i never thought I would be better off by working less when I started looking into this. I was fully per-paired to work less and get less)
I should also say ADHD is not my only issue here there are others I have not mentioned and I have worked all my life even while in college I worked.
The money that ESA gives is for people like myself who have issues with working. (my issues are I cant work possible as much as I would like to due to health reasons)
I did go into wording this horribly wrong ill admit that, but all I have said is true. If the government want to allow me to still work and give me some money to support that choice and help me then yes I will take it. I see no reason not to take money your entitled to and just put up with the stress/depression and carry on working.
If they offer something to help you, then take it that's why its there for in the first place.
Even without my ADHD I would most likely qualify for being struck of work my doctor as even offered to do this in the past and chucked me on citalapram (for reasons I wish not to disclose, bad time in my life)
So yeah this money and having less time at work is not something i just want. I would love to be able to work 5 days a week and be fine and take home lots of money I really would, but I just cant I find it a struggle to even work 3 days. (I dont expect everyone to understand this are your circumstances are likely different to my own)
If someone would like to help me with wording and understands what I am trying to say please do, because I think I did word it wrong and people are just lashing out at me for being hoist and open. Please remember I claim nothing at the moment nor have I even applied at the moment still work full time.
1 of 2 things has happened here. 1) I worded crap wrong 2) someone didn't read it right commented negatively and then more negative comments followed as no one read the OP.
The information here was never really intended for screw over any system if I wanted to-do that I could have told you many other ways to screw other the system. Such as go claim your depressed your get struck of work instantly and on benefits then.. Everything I have said was asking for help, the last post was just explaining I have found a way to get help and was aimed at people in same position as myself. But I admit it was worded incorrectly.
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Post by boo on Nov 20, 2011 17:41:22 GMT
Probably have, but mostly down to my wording of things (being dyslexic is a bitch). adam, i dont think in all honesty that what you have said has anything to do with dyslexia to be fair! or please correct me if i am wrong! 1 of 2 things has happened here. 1) I worded crap wrong 2) someone didn't read it right commented negatively and then more negative comments followed as no one read the OP. I dont think any of the negative comments are due to follow the leader... i think you will find that these are views held by each of the members that posted!
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Post by adamv on Nov 20, 2011 17:46:09 GMT
Well I guess that's there view but I dont intent to screw over any system I assure you that 110%. Like I said I still work (and i work damn hard i work in dementia care looking after the elderly so a very demanding job!) and I would like to work more rather than claim benefits. But unless they come up with some drug that stops be getting clinicly depressed/stressed out when I go to work then i dont think it will happen working more is not an option.
By working less my health would be better but I would been some financial support. This is something i am sure my Doctor would not disagree with as he already said I should not be working if I am stressed/depressed. but again at the moment i have no choice sick pay dont pay the bills.
If you met me, knew me I am very sure you would agree that me working more shifts would be a very bad idea. (and unfortunately how it is the benefit system really is to good, in such a way that working less is better than working full time. Working 30 - 35hs like me pays less than working 16hs and getting ESA. Its a joke and i dont agree with it, but that's just how it is.)
All I Want/Need is a better quality of life. The choices above are forced upon me by a shit benefit system that pays more than you get for working.
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Post by kakema on Nov 20, 2011 17:51:18 GMT
I don't think there is much more to be said in this thread. Time we moved on.
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Post by boo on Nov 20, 2011 17:53:12 GMT
This is something i am sure my Doctor would not disagree with as he already said I should not be working if I am stressed/depressed Plenty of people skank DLA its easy they dont even ask for a medical assessment most of the time, you can just make it up. With mental disability's even more so, how can they prove your not? You can most defiantly claim for depression.
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Deleted
Deleted Member
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Post by Deleted on Nov 20, 2011 17:57:19 GMT
*OFFICIAL NOTICE*
Keep it civil people.
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Post by adamv on Nov 20, 2011 17:59:40 GMT
I am faced with 3 choices.
1) Work like I am now and get less money than if I was working less ( under 16hs) and on benefits. 2) Work more than i am now to get more money but then suffer a meltdown (and try KO myself like in the past) 3) Quit work all together.
I really dont like the choices above personally i think i should be able to get paid more by working 30hs for minimum wage than working 16hs and on benefits it doesn't sound right getting paid more for working less. But that's the system for you. its stupid. Its a choice some might not understand but meh. How I see it I have no choice.
Look I dont like being cheated I pay my tax's also, Its not fair that someone who is forced to work less due to an illness gets paid less than if they worked less really is it? I just want a better quality of life and by working less i am better off than working like I am now.
Sorry for saying whats on my mind and just how it is out openly like this, being impulsive is a bitch heh. Even if it doesn't seam it everything I have said is true. It's not me at fault its the benefit system. The only solution the government really have to combat this by the way is to increase the minimum wage or give people a "top-up" to be better off if they are on minimum wage working 35h weeks. Because benefits basicly = 35hs @ minimum wage. (I work less than 35 and have to pay fuel that's why I am worse off!)
You could reverse all this and say your on job seekers allowance and get offered a job at minimum wage for 30hs a week. Your get paid less than if you staid on benefits. So you would be mad to take that job, it would be shooting yourself in the foot.
Here i will show you below: (for a month) £150 Council tax benefit £400 housing benefit £312 job seekers allowance ------------ Income ------------ £862
Now lets say you work for 30hs a week @ £6.08 p/h Your get: £729.6 But your going to get taxed and have to pay national insurance on that leaving you with under £700 to pay for rent, gas, electric, food, fuel to get to work and back etc etc.
Now can you blame me for being concerned about putting myself through these mental health issues to work for less and if i didn't work? I really cant see why I am getting flamed here. I do understand the moral issues here and i know its a tricky subject to talk about, but yeah i went ahead and talked about it anyway.
Please ask yourself what would you do in my situation? (use the 3 options above, they are the only ones i have)
Please vent your frustration at the benefit system not me, im the hard working one who just wants a brake.
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Post by adamv on Nov 20, 2011 18:25:35 GMT
Just getting really stressed out lately. I have a child on the way and I am sick of hearing and knowing that I would get more money from not working. I know when I dont work or work less my mental health improves.
I just want what's best for me, and my family.
I really do hate this benefits system i dont think someone should get paid more for sitting on there ass, but they do and that's just fact. I can do nothing about it buy join them if I want to be better off.
I am not prepared to let myself go through this hell for less than i would get if i didn't go through it. Its stupid.
You know Stress and high blood pressure go hand in hand, not a good combo when your on MPH heh. This is just one very small example of how working to much effects me and why I dont work more, and cut down hours I work more my BP goes up and if that goes up, well you know the score.
So yep, forgive me for trying to get more money and for about what I am going to say, But screw the government out of every penny you can get if it makes you better off than working.
I see no logical reason to work for less and put yourself through hell. The benefit system needs to be changed and when it is so will my opinion.
You know what the cheek is about all of this? Not only do i get paid less than if I didn't work, and my mental health suffers. But the government still take tax and national insurance away from me!
I think if your getting less than you would get on benefits from working full time then the government should stop taxing you or give you some "top-up" to make you at least a little better of working. As it stands at the moment I am better off on benefits and that's just as clear as I can say it really.
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